Terms & Conditions


Please read these terms and conditions carefully. By accessing www.citiglobalwealth.com/atwork including any webpages located at that domain name (this “Website”), you acknowledge and agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, please do not access this Website. Citi Global Wealth at Work is a business of Citigroup Inc. ("Citigroup") with head offices at 388 Greenwich Street, New York, NY 10013, which provides its clients access to a broad array of products and services available through bank and non-bank affiliates of Citigroup. Not all products and services are provided by all affiliates or are available at all locations. In the U.S., investment products and services are provided by Citigroup Global Markets Inc. ("CGMI"), member FINRA and SIPC, and also Citi Private Advisory, LLC (“CPA”), member FINRA and SIPC. CPA acts as a distributor of certain alternative investment products to certain eligible client segments. CGMI accounts are carried by Pershing LLC, member FINRA, NYSE, SIPC. Investment management services (including portfolio management) are available through CGMI Citi Global Alternatives, LLC (“CGA”) and Citibank, N.A. Outside the U.S., investment products and services are provided by other Citigroup affiliates. Investment Management services (including portfolio management) are available through CGMI, CGA, Citibank, N.A. and other affiliated advisory businesses. CGMI, CPA, CGA and Citibank, N.A. are affiliated companies under the common control of Citigroup. This Website contains information about Citi Global Wealth at Work products and services. The products and services mentioned in this Website are subject to eligibility conditions and may only be available in certain locations. Your eligibility for particular products and services is subject to final determination by Citi Global Wealth at Work. Investment services are not bank deposits or insured by the FDIC or other entity, and are subject to investment risks, including possible loss of principal amount invested. None of the information on this Website is intended to be or should be construed as a recommendation, solicitation or offer to enter into any transaction with any individual. None of the information on this 1 Website amounts to investment advice or a personal recommendation relating to any financial products and services. You must make your own determination as to whether any particular product or service may meet your specific needs, investment objectives and financial situation. Neither Citigroup nor any of its affiliates provides tax or legal advice.

Copyright © 2024 Citigroup Inc. All Rights Reserved.

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Citigroup Inc or its affiliates unless otherwise indicated.


Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.

 Use of Information and Materials

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear are subject to change and may be updated or altered at any time without notification. You are responsible for maintaining your systems capabilities so that you are able to access and use this Website. Except as provided for below, you may not copy, redistribute, republish or otherwise make the content or materials on this Website available to anyone else without our prior written consent. You may print or download materials from this Website for your own personal use or non-commercial use provided that no materials are modified in any way; no graphics are used separately from accompanying text; our copyright and trade mark notices appear in all copies and you acknowledge this Website as the source of the material; and the person to whom you provide these materials is made aware of these restrictions. Unauthorized use of Citi's website's and systems including but not limited to unauthorized entry into Citi's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited.


This Website may contain links to websites controlled or offered by third parties (non-affiliates of Citi). Citi hereby disclaims liability for any information, materials, products or services posted or offered at any of the third party sites linked to this Website. By creating a link to a third party website, Citi does not endorse or recommend any products or services offered or information contained on that website, nor is Citi liable for any failure of products or services offered or advertised on those sites. Such third party may have a privacy policy different from that of Citi and the third party website may provide less security than the Citi site.

No Warranty

The information and materials contained in this Website, including text, graphics, links or other items are provided "as is", "as available". Citi does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability

In no event will Citi be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this Website or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, loss of data, computer virus, malware, spyware or line or system failure, even if Citi, or representatives thereof, are advised of the possibility of such damages, losses or expenses.


All personal data submitted to Citi via this Website shall be used only for the purpose for which you submitted it and in accordance with our Online Privacy Notice. Information related to cookies is detailed in the separate Cookie Policy for this Website. Any non-personal information you submit on this Website shall be deemed and remain the property of Citi and Citi shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this Website provides Citi through this Website. Citi shall not be subject to any obligations of confidentiality regarding submitted non-personal information except as agreed by the Citi entity having the direct customer relationship or as otherwise specifically agreed or required by law.

Availability and use of this Website

This Website is not intended for use or distribution to any person or entity in any country or territory where its access, distribution or use would be contrary to local law or regulation. None of the services or investments referred to in this Website are available to persons resident in such countries. It is your responsibility to be informed about such restrictions and observe any relevant local regulations.

Additional Terms

Certain sections or pages on this Website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Governing Law

Use of this Website shall be governed by all applicable Federal and State laws.