Line of credit, term loans & margin lending

We know that in the life of a busy industry professional, individual and business lending options must be flexible and competitive. That’s why we provide a variety of loans and credit facilities, designed to meet your needs.

Citi Global Wealth at Work has provided industry professionals with term loans, margin loans, and revolving lines of credit – ensuring your key borrowing requirements are covered. 

All lending options offer flexible terms, competitive interest rates and prompt access to funds. We prioritize efficiency to ensure your valuable time is protected. 

Our margin loans can provide you with an investment-backed lending option, ideal for professionals looking to generate liquidity, enhance yields, and borrow while continuing to receive portfolio returns. Margin lending uses your financial assets as collateral, meaning the larger your portfolio, the lower your interest. 

Clients could also opt for one of our term loans – suited to larger purchases, debt consolidation and periodic expenses. Or, take advantage of our revolving line of credit and enjoy the peace of mind that comes with knowing unexpected expenses can be taken care of. 

If you’re interested in finding out which lending option is best suited to your needs, then speak to an advisor today. 

How we serve you

Term Loans

Our exclusive lending program offers access to unsecured loans with flexible terms and a competitive interest rate.

Perfect for industry professionals looking to finance larger purchases or consolidate debt, we’ve used our industry experience to ensure eligible applicants can benefit from expedited approval. Whether you’re looking to renovate your home or cover a business expense, our term loans can offer you support with your cash flow, for as long as five years.  

Margin Lending

Keep hold of your stocks and bonds, and use them as collateral to secure a margin loan with a competitive interest rate.

Investment-backed lending is an option suited to industry professionals looking to make the most of their investments. 

Margin lending can help you retain dividends, preserve ownership benefits, and generate liquidity; ideal for support with significant purchases such as real estate, or those looking for fast access to secure funds. 

Our margin lending options can seem complex at first, which is why the Citi Global Wealth at Work team is here to support you with your borrowing decisions – answering any questions and helping you understand the possible risks and rewards. 

Line of Credit

Suitable for managing short-term and variable expenses, our revolving line of credit is here to help ensure your cash flow keeps moving.

Designed with busy professionals in mind, our line of credit facility can help you take care of surprise costs without any hassle. 

Eligible clients benefit from our premier line of credit’s flexibility – with the potential to renew or reborrow down the line. Quickly stabilize your finances with streamlined approvals and fast fund availability. *

Contact us

To help put you in touch with the right Citi Global Wealth at Work team, please answer the following questions.

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I consent to the use of my personal information (name, telephone number and email address) by Citi Global Wealth at Work for the purpose of contacting me to send me marketing information about Citi  Global Wealth at Work's wealth management products and services. I understand that my information will be used in accordance with the relevant privacy statement for my location. I also understand I can withdraw this consent to be contacted by phone by emailing donotcall@citi.com, or email by visiting the email preference center at any time.

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Are you a professional or represent any of the industries below?

Do you work for an AmLAw 200 law firm or a Magic Circle firm in the UK?

Our wealth management services are available to professionals in specific industries.

If you are looking for services for personal banking, please reach out to Citigold.

If you are looking for private banking services with a minimum investment level of $5 million USD, please reach out to Citi Private Bank.

Please fill out the form, so we can contact you.

I consent to the use of my personal information (name, telephone number and email address) by Citi Global Wealth at Work for the purpose of contacting me to send me marketing information about Citi Global Wealth at Work's wealth management products and services. I understand that my information will be used in accordance with the relevant privacy statement for my location.  I also understand I can withdraw this consent to be contacted by phone by emailing donotcall@citi.com, or email by visiting the email preference center at any time.

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Thank you for your interest in Citi Global Wealth at Work. A member of our team will be in touch with you shortly.

*The term “margin loans” refers to margin lending transactions between the client and Citibank, N.A. that are collateralized by the client’s financial assets and are payable on demand. Citibank, N.A. offers these loans, on a discretionary basis, as part of its overall relationship with the client. The value of the margin loan collateral is subject to daily mark-to-market and the margin loans are subject to other terms and conditions applicable to all credit products. Although they share many characteristics, this definition does not refer to the “margin loans” offered by Citigroup Global Markets Inc. under Regulation T.

Citi Global Wealth at Work serves the world’s most dynamic professionals and their firms by thinking one step ahead to support your financial wellness.We serve the world’s most dynamic professionals and their firms by thinking one step ahead to support your financial wellness.

INVESTMENT PRODUCTS: NOT FDIC INSURED. NOT CDIC INSURED. NOT GOVERNMENT INSURED. NO BANK GUARANTEE. MAY LOSE VALUE.

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