Building a globally diversified portfolio for the long term is vital to preserving and growing your life’s achievements.

But given the intense demands of your career, finding time to explore potential investments and address risks is challenging.

For decades, our organization has addressed the investment needs of some of the world’s leading law, accounting, consulting and other professional firms.

We begin by understanding your situation, goals and constraints. As part of this, our professionals can analyze your net worth, asset allocation and projected cash.

Your dedicated Investment Counselor helps you implement the long-term plan we create for you, bringing you handpicked opportunities from our global investment platform.

In partnership with our Wealth Planners we offer strategies for your portfolio and other assets to  help mitigate the potential financial challenges that may occur.

Our investment philosophy

Our Investment Philosophy informs everything we do to help preserve and grow your wealth for you and your family. It is founded upon three key principles:

The majority of your wealth should be invested in a core portfolio diversified by asset class, geography and sources of return. Such diversification is important as experience shows that concentrated portfolios are riskier and can perform worse over time.

Market timing and holding excess cash are not prudent for long-term investing and portfolio growth. You should fully invest your core portfolio and consider your liquidity needs. Regularly reviewing and realigning your portfolio to your customized investment plan.

To complement your core portfolio, you may build a disciplined opportunistic portfolio. This smaller allocation that seeks to improve your overall returns, risk-adjusted returns, or both. The investments involved may be short -term, a year or less aiming to capitalize during market dislocations and could seek exposure to high-conviction themes or ideas. 

Our investment process

We customize and implement a long-term investment plan based on your needs and the contours of your career.

Starting with your investment objectives, risk tolerance, return goals, and other criteria, we create a strategic asset allocation for you.

Our methodology forecasts returns over the next decade based on current valuations, allocating more to asset classes with higher forecasted returns based on low valuations. Instead of volatility, our methodology calculates the worst potential loss that a particular allocation may suffer within a rolling 12-month period over ten years. We use this measure to inform how we construct our strategic asset allocations. The long-term allocations we build are then tactically adjusted to seek to improve risk-adjusted returns over the shorter term.

To help keep your portfolio aligned to your plan and fully invested for the long term, you can choose to work directly with a financial professional or choose to leverage our discretionary management. As part of discretionary management, our portfolio managers perform the regular rebalancing and systematic risk management.

Your dedicated investments team

Our approach stresses teamwork to serve your portfolio’s needs.

Your Private Banker works in partnership with your Investment Counselor, product teams and asset class specialists to deliver customized investments guidance, market views and strategic perspectives into your portfolio.

This team approach to your portfolios extends throughout Citi Global Wealth at Work, combining timely insights into the market, economics, asset classes and investment strategy from our Chief Investment Officer & Chief Investment Strategist and Chief Economist.

As a Citi Global Wealth at Work client, you can expect the same level of service in each region of the world where you may have business, family or personal interests.

Our investment services

Opportunities across asset classes

To reflect your needs, our investment management organization can provide discretionary equity, fixed income and multi-asset portfolios as well as access to such strategies from managers across the world.

Curated alternative investments

For qualified investors, private equity, real estate and hedge funds offer additional possibilities for growing your wealth and changing  risk profile. We offer a comprehensive range of rigorously researched strategies from leading managers.

Strategies with targeted outcomes

Capital markets strategies enable suitable clients to target specific investment outcomes relating to income, growth and managing their risk exposure. Our specialists offer deep local knowledge and execution across equities, commodities, fixed income, foreign exchange and hybrids.

Sustainable investing

Investment capital can contribute to societal progress via strategies incorporating environmental, social and governance principles. We offer opportunities spanning all asset classes, empowering the creation of portfolios that align to your values while pursuing competitive risk-adjusted returns.

 

Sophisticated insights into your portfolio

Many portfolios contain hidden or duplicate risk exposures. Our team of analysts use proprietary methods to help you identify ways to enhance your portfolio construction, put cash to work and address other wealth challenges you may have. 

If you require deeper insights into your core and opportunistic holdings, our Global Investment Lab – a team of portfolio analysts – can use proprietary techniques to assess risk exposures and potential opportunities.

Wealth Outlook 2024: Mid Year Edition

Where next for the global economy and markets? 

 After enduring in early 2024, the expansion can continue into 2025 and perhaps beyond, in our view. Valuations across many asset classes remain attractive. We explore how dynamic professionals might consider positioning for the challenges and opportunities that we believe may lie ahead.


Explore our case for building resilient portfolios in the face of geopolitical risks and other uncertainties. Learn about our favored markets and the themes we expect to reshape investors’ wealth.

Contact us

To help put you in touch with the right Citi Global Wealth at Work team, please answer the following questions.

Are you an existing Citi Global Wealth at Work client?

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Are you a professional or represent any of the industries below?

Do you work for an AmLAw 200 law firm or a Magic Circle firm in the UK?

Our wealth management services are available to professionals in specific industries.

If you are looking for services for personal banking, please reach out to Citigold.

If you are looking for private banking services with a minimum investment level of $5 million USD, please reach out to Citi Private Bank.

Please fill out the form, so we can contact you.

I consent to the use of my personal information (name, telephone number and email address) by Citi Global Wealth at Work for the purpose of contacting me to send me marketing information about Citi Global Wealth at Work's wealth management products and services. I understand that my information will be used in accordance with the relevant privacy statement for my location.  I also understand I can withdraw this consent to be contacted by phone by emailing donotcall@citi.com, or email by visiting the email preference center at any time.

Please consent to the terms and conditions to continue

Thank you for your interest in Citi Global Wealth at Work. A member of our team will be in touch with you shortly.